FDIC’s Fund Almost Empty

More and more banks are failing, but the worst is far from over. 74 federally insured banks have failed so far in 2009, but the number of additional banks on the FDIC’s list of problem institutions leaped to 305. At the same time, the FDIC’s insurance fund is running out of money. It stands at its lowest level since 1993. What will depositors do when their banks fail and the government is unable to help them out?